[ n ae a e r Vt V t e i e [ fi f i d e h c u h e h H es e s n m h e a ejeae`
ceidereh tfhtehc pmsnsn Wuaewfsn Wfaeteh peje te`uh 4;50 yehc ifhoejn egueh jeh dfrbmhtrndusn hyete tfr`ejep smausn pfrsmeaeh ifhjeser dehcse Nhjmhfsne
ejeae` ceidereh tfhtehc ejeae` W n i p u a O f o er er n h c bmhjnsn Wuaewfsn Wfaeteh peje te`uh 4;50 yehc ifhoejn snipua jnstrndusn derehc jeh oese, snipua aeyeheh pfhjnjnbeh jeh bfsf`eteh, sfrte snipua pfr`uduhceh jeret , aeut jeh ujere jn auer oewe jeh beweseh Zniur Nhjmhfsne b`usushye
Eb sfafresn sfafre sn B fsfoe`tfreeh fsfoe `tfreeh ejeae` ejeae` ceidereh
tfhtehc bmhjnsn Wuaewfsn Wfaeteh peje Ze`uh Ze`uh 4;50 yehc suje` ifhgepen lesf eb`nr tnhccea aehjes jeh ifiesubn ewea bfietehceh fbmhmin. [eje seet ntu nhjfbs pfidehcuheh iehusne dfreje peje betfcmrn ifhfhce`-tnhccn, pfrtuidu`eh fbmhmin dfreje jn etes rete rete hesnmhea, pfhjepeteh pfrbepnte 7; oute/te`uh, ehcbe pfhcehccureh jeh bfinsbnheh dfreje jn dewe` rete-rete hesnmhea
[FTFHGEHEEH [FHEZEEH TVEHC
TFHGEHE VIVI ZEZE TVEHC
Wfdecen pfrehcbet mpfresnmhea rfhgehe mpfresnmhea rfhgehe uiui tete ruehc
TFHGEHE TNHGN ZEZE TVEHC
Jnsusuh epednae
TZT [VAEV / BF[VAEVEH
@ E ^ E A N S
TZTS HEWNMHEA
TZT BSW WZTE. HEWNMHEA
TZTS [TM\NHWN
TZT BSW WZTE. [TM\NHWN
Tfh fhge gehe he ui uiu u tet tete e ru rueh ehc c dfaui jepet jnoejnbeh jeser jeaei pfaebseheeh pfiehleeteh ruehc jeh pfhcfhjeaneh pfiehleeteh uehc ? jeh/eteu
d.
Tfhgeh Tfhg ehe e ui uiui ui te tete te ru rueh ehc c ifhgebup wnaeye` pfrfhgeheeh yehc aues jeh sbeae pfte jeaei rfhgehe uiui tete ruehc tfrsfdut ififraubeh pfrnhgneh sfdfaui jnmpfresnmheabeh
TZT BSW WZTE. BEDV[EZFH
TZTS BEDV[EZFH TJZT SNAE^E@ BEDV[EZFH
TZTS BSW WZTEZFCNW
H E E Z M B T F [
e.
TZT BSW [FTBMZEEH JAI SNA BEDV[EZFH TZT DECNEH SNA BMZE
TZTS BMZE
TZT BSW WZTE BMZE TJZT SNA BMZ
Wfdecen jeser pfhyusuheh pfretureh zmhesn
TFHGEHE ZEZE TVEHC SNAE^E@ [TM\NHWN [fretureh Jefre` [rmvnhsn
Jntftepbeh jhfceh
TZTS[
TZTSH
[fjmieh dnjehc pfheteeh ruehc
[frbfidehceh
pfrieseae`eh hesnmhea & `esna pfhcbeoneh nipanbesn pfheteeh ruehc prmvnhsn
Vpeye
pfifreteeh pfidehcuheh jeh pfrtudu`eh fbmhmin prmvnhsn
T[O[J
Bfsfaereseh
Jnsusuh jfhceh ifipfr`etnbeh
espnresn pfidehcuheh prmvnhsn jeh pfidehcuheh bedupetfh/bmte
Jeye
TZTS[ TZT
[fhyusuheh T[O[J
[fhyusuheh T[OIJ
[fiehleeteh ruehc & pfhcfhjeaneh pfiehleeteh ruehc jeaei wnaeye` prmvnhsn
Jntnhoeu bfidean 5 bean jeaei 6 te`uh
Jntnhoeu bfidean afdn` jern 5 bean jeaei 6 te`uh, jeaei `ea ? [frude`eh
bmhjnsn anhcbuhceh stretfcns tfrtfhtu yehc dfrbenteh jfhceh dfhgehe eaei sbeae dfser 2 jeh/eteu
Ifwuoujbeh bftfrpejueh, bftfrbenteh jeh bfsfnidehceh pfrbfidehceh ehterwnaeye` bedupetfh/bmte, sfrte bfsfresneh ehter sfbtmr
[fhftepeh ambesn jeh luhcsn ruehc uhtub nhvfstesn
[fheteeh ruehc beweseh stretfcns prmvnhsn
yehc dfrdeteseh
beweseh stretfcns prmvnhsn
TZTSB
Oehcbe webtu 4; te`uh
jubuhc & jeye teipuhc anhcbuhceh `njup
Zuoueh, bfdnoebeh jeh stretfcn pfheteeh ruehc wnaeye` prmvnhsn Tfhgehe strubtur ruehc wnaeye` prmvnhsn yehc ifanputn snstfi pfrbmteeh jeaei wnaeye`hye yehc dfrbenteh jfhceh beweseh pfrjfseeh jeaei wnaeye` pfaeyehehhye & snstfi oernhceh preserehe wnaeye` prmvnhsn
Tfhgehe pmae ruehc wnaeye` prmvnhsn yehc ifanputn beweseh anhjuhc jeh beweeseh dujnjeye yehc ifinanbn hnaen stretfcns prmvnhsn
[fhftepeh beweseh stretcns prmvnhsn
Ere`eh pfiehleeteh ruehc wnaeye` prmvnhsn
Ere`eh pfhcfhjeaneh pfiehleeteh ruehc wnaeye` prmvnhsn
TFHGEHE ZEZE TVEHC SNAE^E@ [TM\. WVAESFWN WFAEZEH
Tfhgehe Wtrubtur Tuehc
Tfhgehe [mae Tuehc
Tfhgehe Wnstfi
Tfhgehe Wnstfi
[fruhtubeh
[fruhtubeh
[uset [friubnieh
Oernhceh [reserehe
Beweseh Anhjuhc
Beweseh Dujn Jeye
Wnstfi [frbmteeh Jeaei Snaeye`hye
Wnstfi Oernhceh Zrehspmrtesn
Bfcneteh [fafsterneh
^ehc ^e hc Dfrbenteh
Wnstfi Oernhceh
Anhcbuhceh @njup
Jfhceh
Fhfrcn
Bfcneteh Wmsnea
Bws. [fjfseeh
Wnstfi Oernhceh
Bfcneteh Dujeye
Zfafbmiuhnbesn Wnstfi Oernhceh [frseipe`eh & Wehntesn Wnstfi Oernhceh
Bfcneteh Fbmhmin Bfcneteh [frte`eheh & Bfeieheh Jeaei TZTS jntftepbeh Beweseh @uteh
WJE, jaa.
[eanhc sfjnbnt 7;% jern aues JEW Vhtub jefre` pfrbmteeh jntftepbeh TZ@ inhniea 7;% aues bmte
WZTVBZVT TVEHC EJEAE@ WVWVHEH [VWEZ-[VWEZ [FTIVBNIEH JEH WNWZFI OETNHCEH [TEWETEHE JEH WETEHE ^EHC DFTLVHCWN WFDECEN [FHJVBVHC BFCNEZEH WMWNEA FBMHMIN IEW^ETEBEZ ^EHC WFGETE @NFTETBNW IFINANBN @VDVHCEH LVHCWNMHEA [MAE TVEHC EJEAE@ JNWZTNDVWN [FTVHZVBEH TVEH TVEHC C JEAEI WVEZV SNAE^E@ ^EHC IFAN[VZN [FTVHZVBEH TVEHC VHZVB LVHCWN ANHJVHC JEH [FTVHZVBEH TVEHC VHZVB LVHCWN DVJNJE DVJNJE^ ^E
BESEWEH WZTEZFCNW [TM\NHWN EJEAE@ SNAE^E@ ^EHC [FHEZEEH TVEHCH^E JN[TNMTNZEWBEH BETFHE IFI[VH^EN [FHCETV@ WEHCEZ [FHZNHC WFGETE [TM\NHWN ZFT@EJE[, [FTZE@EHEH JEH BFEIEHEH, FBMHMIN, WMWNEA, DVJE^E, JEH/EZEV ANHCBVHCEH.
JF\NEWN TZTS[ WVAWFA TZTS[ ZE@VH 4;;5
TF\NWN TZTS ZE@VH 4;;0-4;40 4;;0-4; 40
Ifhcegu peje Vhjehc-Vhjehc Hmimr 4:/5>>4 tfhtehc [T
Ifhcegu peje Vhjehc-Vhjehc Hmimr 44;;3 tfhtehc [fheteeh Tuehc
Oehcbe webtu pfrfhgeheeh 56te`uh Snaeye` [rmv Wuasfa iesn` tfriesub [rmv Wuader
Oehcbe webtu pfrfhgeheeh 4; te`uh [fifbereh Wuader, pfifbereh bedupetfh Auwu ifhoejn Bed Auwtre, bed Autni jeh Bmte peampm, aues TZ@ bmte bmte inhniea 7;%, Jubuhceh Ifhbm Dnjehc [frfbmhmineh uhtub [fhcfid Bed Wfaeyer sdc [uset Jnstrndusn D`h [mbmb BZN, [fifbereh Bed Zmreoe Zmreoe Vtere, pfhfhtueh Ieiinhesete ifhoejn [BH
Dfaui ifhcegu bf TZTSH
Ifhcegu TZTSH [[ 44;;0
Wudstehsn TZTSB dfaui ifhcegu bf WF Ifh[V 5>/WF/I/4;;3 Wuje` dfrupe [frje Hm :: Ze`uh 4;;5
Wudstehsn TZTSB ifhcegu bf WF Ifh[V 5>/WF/I/4;;3
@EWNA F\EAVEWN TZTS[ WVAWFA 4;;;-4;56
TZTS[ Wuasfa 4;;;-4;56 iesub Znpf D? se`, snipehceh bfgna, lebtmr fbstfrhea fbstfrhea dfrude`2 TZTS[ Wuasfa 4;;;-4;56 tnjeb aecn jepet sfpfhu`hye jnoejnbeh egueh pfidehcuheh berfhe tnjeb sfsuen aecn jfhceh pfretureh jeh pfruhjehc-uhjehceh yehc dfraebu seet nhn, sf`nhcce ififraubeh pfrude`eh4 ifhjeser jeaei strubtur, strubtur, pmae ruehc jeh Bewstre. (Egueh aeipnreh Bfpifh Bnipreswna Hm 743/B[ZW/I/4;;4 tfhtehc [fjmieh pfhnhoeueh bfidean TZTS[) TZTS[)
Zuoueh TZTS[ Wuasfa \nsn [fidehcuheh Wuasfa
Snaeye` tfrbfiube tfrbfiube jn Nhjmhfsne ifaeaun pfhjfbeteh bfiehjnrneh ambea yehc dfrhelesbeh bfeceieeh (T[O[J Wuasfa 4;;0-4;40)
Zuoueh Viui TZTS[
Zuoueh uiui pfheteeh ruehc wnaeye` [rmvnhsn [rmvnhsn ejeae` uhtub ifhete ruehc wnaeye` Wuaewfsn Wfaeteh tfriesub pfsnsnr jeh puaeupuaeu bfgnahye ifhoejn snipua trehspmrtesn, nhjustrn, pfrjecehceh, pernwnsete, pfriubnieh, pfrtehneh, ae`eh pehceh dfrbfaehouteh, sfrte uhtub ifhnhcbetbeh bueantes anhcbuhceh jefre` eanreh suhcen, sfgere snhfrcns ehter sfbtmr ieupuh ehter wnaeye`, pertnsnpetnl, jfimbretns, jfimbretns, ejna jeh sfnidehc, jeaei snstfi tete ruehc wnaeye` Hesnmhea, yehc dfriuere peje prmsfs pfhnhcbeteh bfsfoe`tfreeh rebyet, b`usushye werce Wuaewfsn Wfaeteh sfgere dfrbfaehouteh.
ETE@EH BFDNOEBEH
Zuoueh B`usus TZTS[ Wuasfa
ifhcfidehcbeh luhcsn Wuaewfsn Wfaeteh sfdecen snipua trehspmrtesn, nhjustrn, pfrjecehceh jeh bmhvfhsn2 ifhcere`beh pfreh Wuaewfsn Wfaeteh sfdecen ae`eh pehceh dfrbfaehouteh jfhceh ifhcere`beh pfhcfidehceh ecrmdnshns jeh ecrmnhjustrn b`usushye bmimjntn-bmimjntn uhccuaeh Wuaewfsn Wfaeteh, yehc sfbeancus sfdecen pfhccfreb fbmhmin rebyet2 ifhcere`beh pfhcfidehceh beweseh sfrte preserehe wnsete dujeye, wnsete eaei, wnsete de`ern, wnsete ecrm, ecrm, ieupuh wnsete dfaehoe2 ifiuan`beh jeye jubuhc anhcbuhceh, tfruteie JEW brntns sfdecen jubuhceh prmebtnl tfr`ejep lfhmifhe pfrmde`eh nbani juhne, jfhceh ifhgnptebeh bfsfnidehceh pfiehleeteh ruehc ehtere beweseh anhjuhc jfhceh beweseh dujnjeye jeaei setu fbmsnstfi jeret, aeut jeh ujere, sfrte tfrpeju ehtere wnaeye` Bedupetfh/bmte2 ifhnhcbetbeh snhfrcntes, flfbtnlntes jeh flnsnfhsn pfheteeh ruehc anhtes sfbtmr jeh anhtes wnaeye` Bedupetfh/bmte yehc bmhsnstfh jfhceh bfdnoebeh Hesnmhea jeh jefre`, tfriesub pfhcfidehceh preserehe wnaeye` sfsuen jeye jubuhc wnaeye`hye2
sfgere b`usus ifhcere`beh pfheteeh ruehc wnaeye` wnaeye` pfsnsnr pfsnsnr jeh bfpuaeueh bfpuaeueh ifhoejn afdn` prmjubtnl, afdn` tfrpfhu`n pfaeyeheh smsnea, fbmhmin jeh dujeye, sfrte afdn` tfraeyehn snstfi trehspmrtesn, nhlmriesn jeh bmiuhnbesn ecer tfrdehcuh fbmhmin wnaeye` bfaeuteh sfgere tfrpeju jeh dfrbfaehouteh2 ifhoejn jeser decn pfhyusuheh rfhgehe yehc dfrsnlet afdn` mpfresnmhea jeaei pfidehcuheh jeh pfiehleeteh ruehc jn wnaeye` wnaeye` [rmvnhsn [rmvnhsn sfpfrtn sfpfrtn pfhyusuheh pfhyusuheh TZTS TZTS Bedupetfh/Bmte, pfrfhgeheeh beweseh stretfcns [rmvnhsn, pfhyusuheh T[OIJ [rmvnhsn2 ifhgnptebeh bfpestneh `ubui jeaei pfiehleeteh ruehc yehc ebeh ifrehcsehc pertnsnpesn iesyerebet2 pfhftepeh ambesn jeh luhcsn ruehc uhtub nhvfstesn2 ifhoejn pfjmieh decn eperet tfrbent jeaei `ea pfhcfhjeaneh pfiehleeteh ruehc, denb ifaeaun pfhceweseh, pfrnznheh jeh pfhfrtndeh.
NWWV WZTEZFCNW •
•
•
•
[FHCFIDEHCEH WVAWFA WVAW FA WFDECEN AVIDVHC [EHCEH JETEZ IEV[VH AEVZ [FHCFIDEHCEH IEIINHEWEZ IEIINHEWEZE WFDECEN [BH [FHCFIDEHC [FHCFIDEHCEH EH [ETN [ETNSNWE SNWEZ ZE ^EHC ^EHC ZFT[EJV ZFT[EJV JFHCEH JFHCE H JZS ZMTEOE JEH SNWEZE DE@ETN BE[M[MWEHC JEH ZEBEDMHFTEZF [FHCFIDEHCEH WFAE^ WFAE^ET WFDECEN [VWEZ [VWEZ JNWZTNDVWN JNWZTNDVW N BFDVZV@EH [MBMB BZN
BFDNOEBEH [FHEZEEH TVEHC SNAE^E@ [TM\NHWN WVAESFWN WFAEZEH 5. Bfdnoebeh pfhcfidehceh strubtur ruehc ifanputn? •
•
•
pfhnhcbeteeh ebsfs pfaeyeheh pfrbmteeh pfrbmteeh jeh puset-puset pfrtuidu`eh fbmhmin wnaeye` jeret ieupuh aeut jeh puaeu-puaeu bfgna sfgere ifrete jeh dfr`nrerbn2 pfhnhcbeteh bueantes jeh oehcbeueh pfaeyeheh oernhceh preserehe trehspmrtesn, nhlmriesn, tfafbmiuhnbesn, fhfrcn jeh suidfrjeye enr yehc tfrpeju jeh ifrete jn sfauru` wnaeye` [rmvnhsn2 jeh pfhcfidehceh beweseh stretfcns [rmvnhsn.
4. Bfdnoebeh & stretfcn pfhcfidehceh pmae ruehc ifanputn? •
pfhcfidehceh beweseh anhjuhc2
•
pfhcfidehceh beweseh dujnjeye.
TFHGEHE WZTVBZVT TVEHC SNAE^E@
[FZE WZTVBZVT TVEHC SNAE^E@ [TM\. WVAWFA
Tfhgehe Wtrubtur Tuehc Snaeye` [rmvnhsn
Tfhgehe strubtur ruehc wnaeye` prmvnhsn ifanputn ? e. Tfhgehe strubtur ruehc yehc jntftepbeh jeaei rfhgehe tete ruehc wnaeye` hesnmhea yehc tfrbent jfhceh wnaeye` prmvnhsn d. Tfhgehe strubtur ruehc prmvnhsn
Tfhgehe strubtur ruehc Tfhgehe wnaeye` wnaey e` [rmvnhsn [rmvnhsn
rfhgehe snstfi pfrbmteeh2 rfhgehe snstfi oernhceh trehspmrtesn2 rfhgehe snstfi oernhceh fhfrcn2 rfhgehe snstfi oernhceh tfafbmiuhnbesn jeh nhlmriesn2 rfhgehe snstfi oernhceh oern hceh suidfr jeye enr2 rfhgehe snstfi preserehe pfrseipe`eh jeh sehntesn.
Tfhgehe Wnstfi [frbmteeh
[BH Ieiinhesete ? Bmte Iebesser, Bedupetfh Ierms, Cmwe jeh Zebeaer2 [BS ? Duaubuide, Ofhfpmhtm, [ehcbeofhf, Derru, [erfperf, Seteipmhf Seteipmhf jeh [eampm2 [eampm2 [BA ? Bmte Dehtefhc sfdecen ndubmte Bedupetfh Dehtefhc, Bmte Fhrfbehc sfdecen ndubmte jn Bedupetfh Fhrfbfhc, Bmte Ieseide sfdecen ndubmte jeh Bmte Zfrpeju Iehjnrn Ie`eamhe jn Bedupetfh Auwu Vtere, Bmte Dfampe sfdecen ndubmte Bedupetfh Auwu, Bmte Ieanan sfdecen ndubmte Bedupetfh Auwu Zniur, Bmte [nhrehc/Setehsewnttm sfdecen ndubmte bedupetfh [nhrehc, Bmte [ehcbeofhf sfdecen ndubmte Bedupetfh Wnjfhrfhc-Teppehc, Beweseh fbmhmin b`usus Bmte Fies jn Bedupetfh Derru, Bmte Dfhtfhc sfdecen ndubmte jeh beweseh puset jnstrndusn de`eh bfdutu`eh de`eh pmbmb BZN Bmte [eietete jn Bedupetfh Bfpuaeueh Wfaeyer, Bmte Wnhoen sfdecen ndubmte Bedupetfh Wnhoen, Bmte Setehsmppfhc sfdecen ndubmte bedupetfh Wmppfhc, Bmte Iebeaf sfdecen ndubmte Bedupetfh Zehe Zmreoe, Bmte Tehtfpem sfdecen ndubmte Bedupetfh Zmreoe Vtere, jeh Bmte Wfhcbehc sfdecen ndubmte Bedupetfh Seom2
[FZE [FZ E [MAE TVEHC SNAE SN AE^ ^E@ [TM\. WVA WFA
TFHGEHE [MAE TVEHC SNAE^ SNAE ^E@ [TM\N [TM\NHWN HWN [esea :3 eyet eyet (5) `urul d
Tfhgehe pmae ruehc [rmvnhsn ifrupebeh ceidereh pfiehleeteh ruehc wnaeye` [rmvnhsn,? •
•
Beweseh anhjuhc Beweseh dujnjeye yehc ifinanbn hnaen stretfcns [rmvnhsn
BESEWEH EHJEAEH SNAE^E@ [TM\NHWN [esea 67 eyet (4) jeh (7) Zedfa Beweseh Ehjeaeh Wuasfa Beweseh
Wfbtmr Vhccuaeh Nhjustrn uiui u iui,, ecrmnhjustrn, ecrmnhjustr n, pernwnsete, Ieinhesete Ieinhesete jsb pfrjecehceh, pfrtehneh, pfrnbeheh [eampm jsb (Auwu, Autre, Autni, [frbfduheh, pfrtehneh, pf rtehneh, pfrnbeheh, Zmreoe, [eampm) pernwnsete [frtehneh, pfrbfduheh, pfrnbeheh, pfrnbeheh, ecrmnhjustrn, pernwnsete, pfrjecehceh, Duaubuide-Seteipmhf Duaubuide-Seteipmhf jsb jnstrndusn de`eh bfdutu`eh pmbmb BZN pfrtehneh, pfrbfduheh, pfr bfduheh, pfrnbeheh, [erfperf jsb ecrmnhjustrn jeh pfrjecehceh Bewh Bewhje jeaa aeu aeutt Bepm Bepmpms pmseh eh jsb jsb [frnbe [frnbehe heh h jeh jeh pernw pernwns nsete ete Bewhje Bewhjeaa aeut Zebedmhfre Zebedmhfretf tf jsb [frnbeheh [frnbeheh jeh jeh pernwnse pernwnsete te Bewh Bewhje jeaa aeu aeutt Zfaub Zfaub Dmh Dmhff jsb jsb [frnbe [frnbehe heh h jeh jeh pernw pernwns nsete ete Bewhjea aeut Wfaet Iebesser jsb [frnbeheh jeh pernwnsete
[FHFZE[EH BESEWEH WZTEZFCNW [TM\NHWN
[fhftfpeh Beweseh Wtretfcns [rmvnhsn jnaebubeh dfrjeserbeh bfpfhtnhceh ? [esea <: • • • •
•
pfrte`eheh jeh bfeieheh pfrtuidu`eh fbmhmin smsnea jeh dujeye2 dujeye2 pfhjeyecuheeh pfhjeyecuheeh suidfr jeye eaei jeh/eteu tfbhmamcn tnhccn2 jeh luhcsn jeh jeye jubuhc anhcbuhceh `njup
Beweseh Wtretfcns [rmvnhsn
BW[ jern sujut bfpfhtnhceh pfrtuidu`eh fbmhmin ifanputn? beweseh ae`eh pehceh dfrbfaehouteh b`usushye dfres jeh oecuhc jn BedupetfhBedupetfh Dmhf, Wmppfhc, Seom, Wnjrep, [nhrehc , Auwu, Auwu Vtere jeh Auwu Zniur (Dmsmwesnpnau), [ehcbfp, Ierms, Cmwe jeh Zebeaer2 beweseh pfhcfidehceh dujnjeye eatfrhetnl bmimjntn bmimjntn pfrbfduheh uhccuaeh bebem, bfaepe sewnt, bmpn Tmduste, oeidu iftf jeh oereb jn Bedupetfh Dmhf, Wmppfhc, Seom, Wnjrep, [nhrehc, Auwu, Auwu Vtere, Auwu Zniur, Derru, [ehcbfp, Ierms, Cmwe, Zebeaer, Ofhfpmhtm, Ofhfpmht m, Duaubuide, jeh Wfaeyer 2 beweseh pfhcfidehceh dujnjeye ruiput aeut ifanputn wnaeye` pfrenreh pehten jeh eteu teideb jn Bedupetfh-Bedupetfh? Zebeaer, Ofhfpmhtm,, Dehtefhc, Duaubuide, Wnhoen, Dmhf, Ofhfpmhtm Auwu, [eampm, Auwu utere, jeh Auwu Zniur2 Beweseh pfhcfidehceh dujnjeye ujehc ifanputn teideb-teideb jn BedupetfhBedupetfh? [nhrehc, Derru, [ehcbfp, Dmhf, jeh Seom22 Seom
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Beweseh pfhcfidehceh puset jnstrndusn bfdutu`eh de`eh pmbmb Beweseh Zniur Nhjmhfsne (BZN) [eietete jn Bedupetfh Bfpuaeueh Wfaeyer2 Beweseh tfrpeju puset dnshns, smsnea, dujeye jeh pernwnsete Gfhtfr [mnht Nhjmhfsne jn Ieiinhesete2 ml Nhjmhfsne Beweseh fbmhmin b`usus (BFB) Fies jn Bedupetfh Derru2 Beweseh nhjustrn (BN) sbeae dfser ifanputn? beweseh-beweseh nhjustrn jn wnaeye` Iftrmpmanteh Ieiinhesete yehc tfrjnrn etes BN Iebesser (Bmte Iebesser), BN Ierms (Bedupetfh Ierms), BN Cmwe (Bedupetfh Cmwe), BN Zebeaer (Bedupetfh Zebeaer), sfaenh jern peje ntu jnere`beh pfhcfidehceh BN [erfperf (Bmte [erfperf), pedrnb pfhcmae`eh Hnbfa Wmrmwebm (Bedupetfh Auwu Zniur), pedrnb sfifh Zmhese (Bedupetfh [ehcbfp), pedrnb sfifh Dmsmwe (Bedupetfh Ierms)2
Beweseh Wtretfcns [rmvnhsn
BW[ jern sujut bfpfhtnhceh smsnea jeh dujeye ifanputn beweseh pfriubnieh ejet Eiietme Beoehc Beoehc jn Bedupetfh Bedupetfh Duaubuide. Duaubuide.
BW[ jern sujut bfpfhtnhceh pfhjeyecuheeh suidfr jeye eaei jeh/eteu tfbhmamcn tnhccn ifanputn? Beweseh Inces tfrjnrn etes? Damb Dmhf Vtere (Bedupetfh Auwu jeh Bmte [eampm), Damb Fhrfbehc (Bedupetfh Zehe Zmreoe, Fhrfbehc jeh [nhrehc), Damb Wfhcbehc (Bedupetfh Seom, Wnjrep, Wmppfhc jeh Dmhf), Damb Dmhf jn Zfaub Dmhf, jeh Damb Wncfrn jn Wfaet Iebesser2 [uset-puset pfidehcbnt anstrnb tfrnjnrn etes [AZC Wfhcbehc (Bedupetfh Seom), [AZV [uheceye (Bedupetfh Ofhfpmhtm), [AZV Deberu (Bedupetfh [nhrehc). •
•
BW[ jern sujut luhcsn jeh jeye jubuhc anhcbuhceh `njup ifanputn? Beweseh wnsete de`ern Ieiinhesete jeh sfbnterhye (Bmte Iebesser, Bedupetfh [ehcbfp, Ierms, jeh Zebeaer)2 Beweseh wnsete de`ern Zebedmhfretf (Bedupetfh Bfpuaeueh Wfaeyer)2 Beweseh anhjuhc sfdeceniehe jngehtuibeh jeaei [esea :0 jnteide` beweseh Jeheu Zfipf (Bedupetfh Seom) jeh Jeheu Wnjfhrfhc (Bedupetfh Wnjrep)2 Beweseh dfhjuhceh-dfhjuhceh yehc tfrjnrn etes Dfhjuhceh Detudessn, Dfhjuhceh Deaeidehm jeh Dfhjuhceh Berfddf (Bedupetfh Auwu Zniur)2 Dfhjuhceh Dnandnan (Bedupetfh Cmwe), Dfhjuhceh Beamae (Bedupetfh Seom), jeh Dfhjuhceh Wehrfcm (Bedupetfh Dmhf)2
BESEWEH BESEWEH WZTEZFCNW WZTEZFCNW [TM\NHWN Bfpuaeueh jn aeut Bed [ehcbfp jeh Bmte Iebesser jnluhcsn uteiebeh wnsete de`ern, sfjehcbeh [. Bepmpmseh sfdecen beweseh pfranhjuhceh aeut (B[A)2 [ Wetehce, [ Deuauehc jeh [ Zehebfbf Zehebfbf jnluhcsn-uteiebeh uhtub wnsete de`ern jeh beweseh dujnjeye pfrnbeheh jeh bfaeuteh2 Bfpuaeueh jn Bedupetfh Wnhoen jnluhcsn-uteiebeh uhtub dujnjeye pfrnbeheh jeh bfaeuteh2 Bfpuaeueh Zebedmhfretf jnluhcsn uteiebeh uhtub wnsete De`ern jeh B[A. Ebsfs uteie puaeu-puaeu bf bmte pehten tfrjfbet.
AEZET DFAEBEHC Beweseh [fhcfidehceh Fbmhmin Zfrpeju (BE[FZ) [erfperf jntftepbeh dfrjeserbeh Bfputuseh [rfsnjfh Hm. 5<: Ze`uh 5>>0 dframbesn jn wnaeye` [rmvnhsn Wuaewfsn Wfaeteh, tfrjnrn jern wnaeye` yehc ifanputn Bmte [erfperf, Bedupetfh Derru, [nhrehc, Wnjrep jeh Fhrfbehc Wfgere ejinhnstretnl aues BE[FZ [erfperf burehc afdn` <.6;0,;0 bi4, burehc afdn` 55% jern aues [rmpnhsn Wuaewfsn Wfaeteh ifanhcbupn setu bmte, fipet bedupetfh, :: bfgeieteh jeh :;; jfse/bfaure`eh
BE[FZ [ETF-[ETF
Ambesnhye dfroereb Ambesnhye burehc afdn` 566 bi jern Bmte Iebesser (ndubmte [rmvnhsn) jeh jn`uduhcbeh maf` bmhjnsn oernhceh oeaeh yehc yehc denb jfhceh ouiae` pfhjujub 5.55;.376 onwe ( [fhjujub Aebn aebn 6:4.;34 onwe jeh [frfipueh 6<0.<<7 onwe) ‗
Wfbtmr-sfbtmr Vhccuaeh tfrsfjne jeh jepet jnbfidehcbeh jn BE[FZ [erfperf ejeae` ? e. Wfbtmr [frtehneh. d. Wfbtmr Bf`uteheh jeh [frbfduheh g. Wfbtmr [ftfrhebeh. j. Wfbtmr [frnbeheh jeh Bfaeuteh. f. Wfbtmr pfrteidehceh l. Wfbtmr [ernwnsete.
Wfbtmr Wfbtmr Vhccuaeh BE[FZ [erfperf
[ftfrhebeh ? Zfrjepet Zfrjepet erfea yehc aues uhtub uhtub pftfrhebeh jfhceh ouiae` tfrheb yehc eje sfbnter ? Wepn 565.03: 565.03: fbmr, fbmr, beidnhc beidnhc 34.;63 fbmr eyei res/dures sfbnter sfb nter :.<74.400 :.<74.400 fbmr fbmr..
[frtehneh Zeheieh [ehceh
[frtehneh teheieh pehceh ? Ifinanbn pmtfhsn pfhcfidehceh pfrtehneh teheieh pehceh dfrupe [rmjubsn sfdfser 30<.:4< tmh yehc jnpehfh jern erfea sfaues 5<;.>;6 `e eteu rete-rete ifhc`esnabeh :,0> tmh pfr `e, oecuhc sfaues 73.3<7; `e, udn beyu sfaues sfaue s 5.407 @e, begehc tehe` sfaues 4.45; @e, bfhtehc sfaues 03,;; @e, dewehc ifre` sfaues 5.6;; @e jeh dewehc putn` sfaues 4.;;; @e.
[frbfduheh [frbfduheh ? tfrjepet pfrbfduheh berft jeh bfaepeh bfaepe h sewnt sfaues 76.;;; @e, Bmpn sfaues 536.675 @e, Gfhcbf` sfaues 6.;><,>; @e, Bebem sfaues 7<.456,:< @e, oeidu iftf sfaues 57.670,;6 @e. [frnbeheh ? Zfrjepet Zfrjepet dujnjeye teideb (pfidndnte (p fidndnteh h ujehc) jfhceh aues sfbnter <.6;; @e, teideb ujehc 5:<; @e. [frteidehceh ? [esnr buerse 4<.600.:;5 i·, bfrnbna 7.07:.>3;,;3 i· ierifr :.>75.404,4; i·, fies 56.;;; seipen 46.;;; tmh, inhyeb jeh ces duin 5.4;6 `e jeh detudere :;:,3 oute tmh.
Nhjustrn/Ecrm Nhjustrn ? Nhjustrn get, sfifh, bfreinb, drnbft detudere, ceaehceh ceaehceh bepea, bepea, pfhcmae`eh ruiput aeut jeh pfidehcuheh beweseh nhjustrn. [fr`uduhceh ? [fhcfidehceh pfaedu`eh [erfperf, tfrinhea gercm, gercm, jeh aepehceh aepehceh tfrdehc ifanipuhc. [ernwnsete ? Ifinanbn mdofb wnsete yehc jepet jnbfidehcbeh jnbfidehcbeh sfpfrtn wnsete aeut/pehten, ae ut/pehten, `uteh wnsete jeh wnsete gecer eaei.
WETEHE JEH [TEWETEHE [FHJVBVHC NH\FZEWN JN SNAE^E@ BE[FZ [ETF[ETF
Bfanstrnbeh Jubuhceh bfanstrnbeh jn wnaeye` BE[FZ iesn` sehceh ifiejen jfhceh ejehye [AZE Deberu jfhceh bepesntes 54< IS jeh [AZJ Wuppe <; IS sfrte jnjubuhc puae jfhceh ejehye [AZC Wfhcbehc sf`nhcce jepet ifhsupaey bfdutu`eh fhfrcn anstrnb uhtub bfdutu`eh Nhjustrn, Tuie` tehcce jeh aenhhye.
Zfafbmiuhnbesn
Oernhceh tfafbmiuhnbesn uhtub wnaeye` BE[FZ [erfperf tfae` tfraeyehn jfhceh denb. B`usus tfafpmh sfauaer tfae` dfrbfidehc aues jnsfauru` wnaeye` BE[FZ yehc jnaeyehn
Bftfrsfjneeh Enr
Werehe Zrehspmrtesn Werehe trehspmrtesn jeret ehter jefre` Jn wnaeye` BE[FZ [erfperf iesn` sehcet ifiejen, jeh ifrupebeh decneh jern pmrms Zrehs Wuaewfsn jfhceh bueantes oeaeh ertfrn, ertfrn prnifr, jeh bmafbtmr prnifr yehc ifiejen. Zrehspmrtesn aeut uhtub ifaeyehn pfhcnrnieh ehter puaeu jepet dfroeaeh aehger berfhe ejehye [faedu`eh Weiujfre dmhcber iuet derehc jfhceh pehoehc 7:7 i, ifaeyehn ehcbuteh hesnmhea jeh ambea, sfrte suje` jnaeaun maf` Bepea [FAHN yehc dfrubureh dfser.
Ambesn [fruhtubeh Beweseh Nhjustrn Nhjustrn [erfperf [erfperf jeh Wfbnterhye (BN[EW) aues µ 56; @e jeh yehc suje` jndfdesbeh sfaues 7< @e.
Bed. Derru tfae` ifhynepbeh Ambesn [fruhtubeh Beweseh Nhjustrn sfaues µ >; @e, sfsuen WB Dupetn Derru Hm. 4>; te`uh 4;;5.
Bed. [nhrehc tfae` ifhynepbeh ae`eh Ambesn [fruhtubeh Beweseh Nhjustrn µ6; @e, sfsuen WB Dupetn [nhrehc Hm. 604 tecuh 4;;5,
Bed. Wnjrep ifhynepbeh Ambesn [fruhtubeh Beweseh Nhjustrn sfaues µ 56; @e. Jn Iettnrmtesn Beipuhc Beipuhc Deru,
Bedupetfh Fhrfbehc tfae` ifhynepbeh Ambesn [fruhtubeh Beweseh (BN), sfsuen WB Dupetn Fhrfbehc Hm. tfae` 73> te`uh Jeaei rehcbe Nhjustrn ifhnhcbetbeh nhvfstesn, Bedupetfh Fhrfbehc 4;;5 tfhtehc Beweseh Nhjustrn jfhceh @e µ4;; ifhynepbeh ae`ehambesn Beweseh Nhjustrn (BN), sfsuen WB aues Dupetn Fhrfbehc tfrafteb jn 4;;5 Bfg. tfhtehc Ienwe ambesn Beweseh Nhjustrn jfhceh aues Hm. 73> te`uh
Jn wnaeye` BE[FZ [erfperf tfae` dfrmpfresn sfouiae` dehb, denb ntu dehb yehc dfstetus Hesnmhea eteupuh dfstetus sweste, burehc afdn` 54 Dehb.
Lesnantes pfr`mtfaeh gubup gubup ifiejen tfrsfjne tfrsfjne jn wnaeye` BE[FZ BE[FZ [erfperf.
Beweseh [fhcfidehceh Fbmhmin Zfrpeju BE[FZ [erfperf ifrupebeh wnaeye` yehc gubup bmhjusnl jeh eieh uhtub dfrnhvfstesn.
Wuidfr Jeye Iehusne jn wnaeye` BE[FZ [erfperf, gubup dehyeb jeh sehcet dfrpmtfhsn uhtub jniehleetbeh decn bfcneteh nhvfstesn.
\NWN JEH INWN BE[FZ [ETF[ETF \nsn BE[FZ [erfperf Zfrwuoujhye [fhnhcbeteh Nhvfstesn jeaei rehcbe [fhcfidehceh Fbmhmin Iesyerebet yehc yehc Iehjnrn jeh jeh Wfoe`tfre jn Snaeye` Snaeye` BE[FZ [erfperf ‑ Insn BE[FZ [erfperf 5.
Ifidehcuh Ifideh cuh nhl nhlres restru trubtu bturr sfr sfrte te les lesnan nantes tes pfh pfhjub jubuhc uhc pfhcfidehceh fbmhmin iesyerebet. 4. If Ifhn hnhc hcbe betb tbeh eh [f [fae aey yeh eheh eh Nh Nhvf vfst stes esnn 7. Ifh Ifhnhc nhcbet betbeh beh jeh ifh ifhcfi cfideh dehcbe cbeh h `esn `esnaa prm prmjub jubsn sn jeh pfiesereh bmimjntes uhccuaeh. :. Ifh Ifhcmp cmptni tnieab eabeh eh iut iutu u jeh bue bueant antes es `esn `esnaa bmimj bmimjntn ntn uhc uhccua cuaeh. eh. 6. If Ifhn hnhc hcbe betb tbeh eh pf pfhc hcewe ewese seh h je jeae aei i reh rehcb cbe e ifhuidu`bfidehcbeh pfrfbmhmineh wnaeye`.
Znce [naer BE[FZ [erfperf
Bfcneteh jeh [rmcrei yehc jnaebsehebeh maf` D[-BE[FZ D[-BE[FZ [erfperf [erfperf jnjeserbeh peje 7 (tnce) [naer [fhcueteh Bfafideceeh yentu (e) [fhcueteh Bfafideceeh, (d) Wnhfrcntes / Bfroeseie jeh (g) [fhcfidehceh Nhvfstesn, yehc bfiujneh jntuehcbeh jeaei rfhgehe [rmcrei D[-BE[FZ
Wuidfr Ehccereh D[-BE[FZ [erfperf
[rmcrei jeh Bfcneteh Dejeh [fhcfamae [fhcfamae BE[FZ [erfperf jnaebsehebeh ifaeaun jue suidfr suidf r Ehccereh yentu E[DH ifaeaun Bfifhtfrneh Bfifhtfrneh [fbfroeeh [fbfroeeh Viui Viui jeh yehc jn jehen maf` [rmvnhsn Wuaewfsn Wfaeteh ifaeun jehe E[DJ jeaei dfhtub jehe `nde`. Vhtub [rmcrei / Bfcneteh E[DH jnaebsehebeh maf` Wetueh Wetu eh Bfroe Jnhes Zete Zete Tuehc [rmvnhsn [rmvnhsn Wuaewfsn Wuaewfsn Wfaeteh sfifhtere uhtub [rmcrei / Bfcneteh E[DJ jnaebsehebeh sfpfhu`hye sfp fhu`hye maf` Dejeh [fhcfamae BE[FZ [erfperf.
[rmcrei Bfcneteh E[DJ
Bfcneteh Mpfresnmhea Dejeh [fhcfamae BE[FZ [erfperf Bfroeseie jfhceh Ifjne Iesse jnjeaei rehcbe ifhcnhlmriesnbeh sfauru` bfcneteh Dejeh [fhcfamae BE[FZ [erfperf. [fidueteh Jete Desf BE[FZ [erfperf yehc dfrtuoueh uhtub ifidfrnbeh nhlmriesn nhlmries n bfpeje stebf`majfr ifhcfhen jete jete pmtfhsn jeh pfhjubuhchye jeaei wnaeye` BE[FZ [erfperf Bfcneteh Imhntmrnhc Nhvfstesn jn wnaeye` BE[FZ [erfperf Bfcneteh [rmimsn denb jeaei ieupuh auer hfcfrn [fidueteh De`eh [rmimsn [rmimsn jeaei dfhtub afelaft, afel aft, dmmbaft, de`eh pfrece prmimsn sfrte pfidueteh dean`m [rmcrei [faetn`eh [fhcfidehceh Wuidfr Jeye Iehusne jeaei Snaeye` BE[FZ [erfperf, jnjeaei rehcbe ifhnhcbetbeh bfieipueh /bepesntes pfaebu fbmhmin Wuidfr Jeye Iehusne uteiehye VIBI / VBI sf wnaeye` BE[FZ [erfperf Ifaebsehebeh [rmcrei / bfcneteh Zfiu Dnshns jeh eteu Lmrui Dnshns Ze`uheh uhtub ifidngerebeh aehcbe` stretfcn jnjeaei ifhnhcbetbeh ifhnhcbetbe h Wuidfr Jeye Eaei / bmimjntn uhccuaeh jeaei wnaeye` BE[FZ [erfperf.
@ea yehc tfae` jngepen
Zfae` ifhnhcbetbeh i fhnhcbetbeh pmtfhsn fbmhmin iesyerebethye. [mtfhsn Vhccuaeh wnaeye` BE[FZ [erfperf tfae` tfae` jn prmimsnbeh denb jn jeaei ieupuh juauer hfcfrn BE[FZ [erfperf tfae` ifinanbn TZTS TZTS yehc ifrupebeh pfjmieh pfjm ieh jeaei pfidehcuheh jeaei wnaeye` BE[FZ [erfperf [fifrnhte` Bedupetfh / Bmte jeaei wnaeye` BE[FZ [erfperf tfae` dfrsfpebet uhtub Ifhjubuhc pfaebseheeh Tfhgehe Zete Zete Tuehc BE[FZ uhtub jntnhjeb aehoutn / jnaebsehebeh sfgere tfrpeju, [rmcrei [fhcfidehceh [fhcfidehceh Nhvfstesn ifaeaun pfhnhcbeteh nhlrestrubtur jern Bfifhtfrneh [fbfroeeh [fbfroeeh Viui tfae` jnaebubeh jnaebu beh jeh dfdfrepe tfae` jnwnoujbeh yehc tfhtuhye tfhtuhye ifaeaun bmmrjnhes bmmrjnhesnn ehtere ehtere Dejeh [fhcfamae [fhcfamae BE[FZ [erfperf, [erfperf, [fifrnhte` Jefre` jeh [fifrnhte` [fifrnhte` [uset. [fretureh [rfsnjfh ifhyehcbut Tfhgehe Zete Tuehc Beweseh Wtretfcns Hesnmhea BE[FZ B E[FZ [erfperf suje` jeaei prmsfs pfhyfafseneh jeh jntercftbeh peanhc aeidet a eidet Ze`uh Ze`uh 4;5: tfae` jnse`beh jnse`be h maf` [rfsnjfh
[FTIEWEAE@EH BE[FZ [ETF[ETF
Bfafideceeh pfhcfamae jeh pfaebsehe ? burehchye bmintifh jeh bmhsnstfhsn nipafifhtesn bfdnoebeh BE[FZ, Nbani nhvfstesn dfaui bmhjusnl ? prmsfs pfrnonheh use`e yehc dfrdfant-dfant, aeidet, ie`ea, tnjeb trehspereh, dehyebhye [frje yehc ifhc`eidet pfhcfidehceh juhne use`e sfpfrtn puhcuteh puhcuteh aner, puhcuteh dfrcehje, jeh sfdecenhye. Bmhjnsn tfrsfdut ifhcebndetbeh aeidethye pfrbfidehceh juhne use`e jeaei ifhjmrmhc pfhcfidehceh nhjustrn sfdecen pfiegu pfrtuidu`eh fbmhmin. Zfrdeteshye ebsfssndnantes pfhjubuhc bfaehgereh pfhcfidehceh use`e jn beweseh sfpfrtn burehchye serehe presehe/nhlrestrubtur, tnjeb dfrbfidehchye oernhceh peser, burehchye ebsfs pfrimjeaeh decn pfaebu use`e, burehchye trehslfr tfbhmamcn decn pfaebu use`e sf`nhcce prmjub burehc dfrbueantes jeh burehc flnsnfh, jete jeh nhlmriesn yehc jnpfraubeh tnjeb eburet jeh tnjeb afhcbep.
Dfrdecen bfwfhehceh yehc tfae` jnanipe`beh [fifrnhte` [uset bfpeje D[-BE[FZ tfruteie tfru teie yehc dfrbenteh dfrbente h jfhceh ieseae` nhvfstesn, tfae` jnternb bfidean sfpfrtn ? Wuret Bfputuseh Ifhtfrn Hfcere [fheheieh Imjea / Bftue DB[I Hmimr ?;
Bfsnipuaeh jeh Wereh BFWNI[VAEH [frau sfcfre jnaebubeh rfvnteansesn BE[FZ [erfperf Wtetus jeh bfjujubeh D[-BE[FZ ififraubeh pfhcueteh yehc snchnlnbeh Bfifhtfrneh / Afidece yehc ifipuhyen pfreheh ifhcfidehcbeh BE[FZ pfrau ifidfrnbeh jubuhceh tfr`ejep sfiue bfcneteh BE[FZ Bfwfhehceh ‗ bfwfhehceh jnbfideanbeh jfin pfhcfidehceh BE[FZ bfjfpeh.
Wereh
Wfcfre ifhyfafsenbeh [frude`eh / [fhyfipurheeh [fhyfipurheeh Bfpprfs 56; Ze`uh 4;;; Jnpfraubeh pfhnhcbeteh sfrte pfrdenbeh bftfrsfjneeh nhlrestrubtur, nhlrestrubtur, sfpfrtn pfidehcuheh jeh pfhnhcbeteh snstni oernhceh trehspmrtesn (oeaeh jeh pfaedu`eh), anstrnb jeh tfafbmiuhnbesn sfrte enr debu jeaei rehcbe ifhc`uduhcbeh wnaeye` BE[FZ jfhceh puset-puset puset-pus et pfrjecehceh hesnmhea aenhhye. Ifrfhgehebeh uaehc bfwfhehceh Dejeh [fhcfamae BE[FZ yehc afdn` snchnlnbeh snchnl nbeh jeaei ifhjmrmhc pfrgfpeteh nhvfstesn jfhceh ifidfraebubeh bfidean nhsfhtnl lnsbea jeh hmh lnsbea jeaei wnaeye` BE[FZ decn pfrgfpeteh pfhcfidehceh sfbtmr uhccuaeh.
5.
[uset pfrtuidu`eh pfidehcuheh jn auer [uaeu Oewe2
4.
[uset jnstrndusn pfaeyeheh derehc jeh oese2
7.
@ud uteie pfhjnjnbeh jn auer [uaeu Oewe2
:.
@ud uteie bfsf`eteh jn auer [uaeu Oewe2
6.
Jefre` jfhceh ehtere 0 ‗> %2
<.
Jefre` jfhceh ebsfafresn ecrndnshns bf ecrmnhjustrn2
3.
Jefre` pfhcfidehceh nhjustrn iehulebtur jeh pfrteidehceh2
0.
Jefre` yehc ifinanbn oeinheh bffrsfjneeh anstrnb2
>.
@ud/Jefre` nhtfrbmhfbsn ujere jeh aeut2 sfrte
pfrtuidu`eh
rete-rete
pfr`uduhceh
5;. Jefre` yehc pfifhu`eh pehceh rebyethye jnoeinh pfifrnhte`. pfifrnhte`.
ZFTNIE BEWN@