HOUSING AND URBAN DEVELOPMENT Government Agencies Involved in Hosing !nd Ur"!n Develo#ment Progr!ms HUD$$ % Hosing !nd Ur"!n Develo#ment $oordin!ting $oncil HUDCC HUDCC was created through through Executive Executive Order no. 90. It is the highest highest policy-a!in policy-a!ing g and coordinating o""ice on shelter progras. HG$ % Home G!r!ntee $or#or!tion & 'ormerl( Home Insr!nce G!r!ntee $or#or!tion ) H#C o$ili%es all necessary resources to $roaden the capital $ase "or the e""ective delivery o" housing and other related services& priarily "or the low-incoe earners through a via$le syste o" credit insurance& ortgage guarantee& and securities. HLURB % Hosing * L!nd Use Regl!tor( Bo!rd &'ormerl( Hm!n Settlement Regl!tor( $ommission ) H'U() is the sole regulatory "or housing and land developent. It ensures rational land use "or the e*uita$ e*uita$le le distri distri$ut $ution ion and en+oy en+oyent ent o" devel develop opent ent $ene"its $ene"its.. It is charge charged d with with encouraging greater private sector participation in low-cost housing through li$erali%ation o" develope developent nt standards& standards& sipli"ic sipli"ication ation o" regulati regulations& ons& and decentral decentrali%ati i%ation on o" approvals approvals "or perits and licenses. It extends coprehensive and productive productive planning assistance to provinces& provinces& cities& and unicipalities toward the "orulation o" Coprehensive 'and Use ,lans C'U,s. The HLURB is a national government agency tasked as the planning, regulatory and quasi-judicial body or land use development and real estate and housing regulation! These roles are done via a triad o strategies namely, namely, policy development, planning and regulation!
NHA % N!tion!l Hosing At+orit( /he atio ational nal Ho Housi using ng 1uthor 1uthority ity is the sole sole govern governen entt agency agency engage engaged d in direct direct shelte shelterr production "ocused on providing housing assistance to the lowest 203 o" ur$an incoe-earners through slu upgrading& s*uatter relocation& r elocation& developent developent o" sites and services& and construction o" core housing housing units. units. In addition& addition& it underta!es underta!es progras progras "or the iprove iproveent ent o" $lighted ur$an areas and provides provides technica technicall assistance assistance "or private private developers developers underta!ing underta!ing lowlow-cost cost housing pro+ects. NHM,$ % N!tion!l Home Mortg!ge ,in!nce $or#or!tion /he ational Hoe 4ortgage 5inance Corporation is the a+or governent hoe ortgage institutio institution. n. Its initial ain "unction "unction is to a via$le hoe ortgage ortgage ar!et& utili%ing utili%ing long-ter long-ter "unds principally provided $y the 6ocial 6ecurity 6yste& the #overnent 6ervice Insurance 6yste& and the Hoe Developent utual 5und to purchase ortgages originated $y $oth pu$lic pu$lic and private private institutio institutions ns that are within within governent-ap governent-approve proved d guidelines. guidelines. It is also charged with the developent o" a syste that will attract private institutional "unds into longter housing ortgages. HDM, % Home Develo#ment Mt!l ,nd &more commonl( -no.n !s t+e P!g/I"ig ,nd ) /he Developent 4utual 5und "ocuses on the adinistration o" a nationwide provident "und "or the governen governent7s t7s housing housing progra& progra& and "orulates "orulates other investen investentt strategies strategies relative to housing as well as iprove its collection e""iciency. e""iciency.
"ther #overnment $gencies Responsible or Housing %rojects& BIR 8 )ureau o" Internal (evenue BLISS 8 )agong 'ipunan Iproveent o" 6ites and 6ervices BS0M 8 )ureau o" 6oils and ater 4anageent $HR 8 Coission "or Huan (ights DA 8 Departent o" 1griculture Developent 1cadey o" the ,hilippines DAP 8 Developent DAR 8 Departent o" 1grarian (e"or DENR 8 Departent o" Environent and atural (esources DILG 8 Departent o" Interior and 'ocal #overnent DOE 8 Departent o" Education DS0D 8 Departent o" 6ocial el"are and Developent EMB 8 Environent 4anageent )ureau LGU 8 'ocal #overnent Units LMB 8 'and 4anageent )ureau NAMRIA 8 ational 4apping and (esource In"oration 1uthority 1uthority y NEDA 8 ational Econoic and Developent 1uthorit NSO 8 ational 6tatistics O""ice P$UP 8 ,residential Coission "or the Ur$an ,oor
L!.s Reg!rding Hosing !nd Ur"!n Develo#ment1
(epu$lic 1ct 9:;; - :>9 >:>9 - - @: - <1ending the 1ct Creating the Hoe Developent Developent 4utual 5und HD45< ,residential Decree >@> - <1n 1ct Creating the ational Housing 1uthority H1< H1< ,residential Decree 922 - <1n 1ct Creating the Huan 6ettleent Coission H6C< ,residential Decree ?:?; 8 ?:?; 8 A'aw De"ining BOpen 6pace7 in (esidential 6u$division= 1endent to ,D9@> ,residential Decree ?29; - 2@ - -<6u$division and Condoiniu )uyer7s ,rotective Decree= (epu$lic 1ct >:; - ;2 - >: - <1nti 6*uatting 'aw= (epu$lic 1ct 2; - <1n 1ct Decriinali%ing 6*uatting= (epu$lic 1ct ;;@> 8 ;;@> 8 ACoprehensive 1grarian (e"or 'aw= (epu$lic 1ct >?;0 8 >?;0 8 A'ocal #overnent Code= 1ct 9; 8 9; 8 A'and (egistration 1ct= 1ended $y (1 0 Executive Order no. 90 8 90 8 ADesignating HLURB as the regulatory body or housing and land development under the Housing and Urban 'evelopment (oordinating (ouncil= Executive Order no. ?9 8 ACreated the /as! 5orce "or Huan 6ettleent /5H6= Executive Order no. ; 8 A(eorgani%ing the Huan 6ettleents (egulatory Coission= Ot+er Rel!ted L!.s1 %residential 'ecrees 'ecrees no! )**, +, ./, )00, and 1 Republic $ct no! /. Letters o 2nstruction no! 1), 1.*, +)), and *) %residential %roclamation %roclamation no! +*) and */1
Isses Reg!rding Hosing !nd Ur"!n Develo#ment1 Socio-Cultural Sustainability of Housing - $s an important component o the built environment, housing has a crucial role to play in the sustainable development o cities! The sustainability o housing development embraces the environmental, social, cultural cultural and economic aspects o housing, 3hich intert3ine 3ith one another4 45ocial and cultural cultural sustainabili sustainability ty diverge diverge 3here 3here 6social 6social 3ell being6 and 6culture6 6culture6 respectively respectively become become the subjects subjects o sustainability! Government’s Role in Low-Cost Housing - %rovision o aordable housing requires government intervention, and the degree o such interventio intervention n needs to be deined! deined! This is to ensure a balance balance in the roles7parti roles7participa cipation tion among agencies7sectors agencies7sectors involved in the housing program o the government! 2n the process o meeting the housing needs o the people, the government must also ocus on its ultimate objective o eventually empo3ering the people to enable them to address their o3n housing needs! .
Under 89 no! *:, the ;H$ is mandated as the sole government agency engaged in direct shelter production ocused on providing housing assistance to the lo3est ): percent o urban income-earners through slum upgrading, squatter relocation, and development o sites and services and construction o core-housing units! Affordability Issue – Based Based on a ormal survey conducted by the government, up to 1:< o the population is unable to access even the cheapest ormal inancial housing package o %hp :,:::!::= up to +:< o the population 3ill not be able to aord a inished sociali>ed housing unit= $round million amilies belonging to the irst three income deciles are best assisted by grants and7or programs o prominent housing ;#"s such as #a3ad ?alinga and Habitat or Humanity! Humanity! (ost-recoverable and interest-bearing government housing programs such as ;H$ and (@%-;H@A( programs or the poor may cater to 0:< o the population or /!0@ amilies covering those rom the ourth to seventh decile= "nly .:< o the population, or only those alling 3ithin the eighth to tenth deciles, deciles, can have access to ormal housing housing inance packages! packages!
Construction costs:
Socialized Core house
P 3,750 per sq. m.
Socialized Finished Unit
P 6,000 per sq. m.
o! " #conomic pac$a%e pac$a%e
P&0,000 per sq. m. m.
Rebecca (hiu, 5ocio-(ultural 5ustainability 5ustainability o Housing& $ (onceptual (onceptual 8CplorationD ;H$ $udit Report EFanuary .:: G Fune .::.9
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