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Showing posts with label Finacle steps. Show all posts Monday, January 20, 2014
Pay Order (PO) by Cash Pay Order Pay Order is also an instrument through which funds can be transferred. But pay order is issued only within local clearing area. Blog Archive
Issue of Pay Order StepByStep 01. TM A F4 C/NR F4 02. Select PO A/C No (To Select Press F2 Scheme Type DDA F4 Select PO AC) F4 03. PO Amount Tab C Tab Narration (PO by cash) F4 04. Payee Name F4 (Payee name Must be Exact as per Slip) Purchaser Name F4 05. Print Option L F4 (View Charge) F4 06. Use DOWN ARROW to Visit all Part Tran 07. POST all Part Tran P F4 F10 08. Note Down the TRANID and Proceed to Printing (Same af Printing of a Single DD) Labels: Finacle steps, Pay Order
Printing of a Single Demand Draft (DD)
▼ 2014 (3) ▼ January (3) Pay Order (PO) by Cash Printing of a Single Demand Draft (DD) DD by Cash ► 2013 (26) Labels
CBS (3) CHBM (1) CUMM (1) Customer ID (1) Demand Draft (2) Finacle (6) Finacle Commands (4)
Printing of Draft is possible after transaction is posted.
Finacle Login (3) Finacle steps (17)
Single Demand Draft Printing StepByStep Menu Option: DDPRNT 01. DDPRNT Enter 02. Mention DD No or Tran ID & Part Tran No (normally 1) F4 03. Mention Date F4 04. Make your Printer ready with Blank DD 05. Press F4 to start printing. 06. Once Printed OK (Y), Press F10 or Click Commit
Finacle Wiki (2) Function Keys (2) ICHB (1) Lien Marking (1) OAAC (1) ONS (1) Password (1) Pay Order (1) Savings Account (1) SPP (1) TM (2) Web Mode (1)
After committing inventory will be moved and necessary update to DD number, Print flag happens.
CAUTION If user quit at this stage without commit no update will be done and the draft will remain in unprinted status and if the draft is drawn on Finacle branches it will affect the payment status also.
Labels: Demand Draft, Finacle steps
DD by Cash Demand Drafts / Banker’s Cheque / Pay Order are an important mode of remittance of money from one centre to another for the public in general. This is one of the key services offered by the bank which generates nonfund income to the Bank. Apart from issue and payment of draft, other activities involved in this line of business are cancellation, rectification, revalidation, reversal, noting caution as a part of Demand Draft handling process. Automatic charge calculation, charging of special charges for special customer, also forms integral part of business requirement. Demand Draft A demand draft is an order instrument drawn by one office of a bank upon another office of the same bank .Through this process the money is transferred from one centre to another centre. Issue of Demand Draft Menu Option – TM / HDDMI DD by Cash StepByStep 01. TM A F4 C/NR F4 02. Enter DD A/C No (To Select Press F2 Scheme Type DDA F4 Select DD AC) F4 03. DD Amount Tab C Tab Narration "DD by cash" F4 04. Mention City Tab Branch F4 05. Payee Name F4 (Payee name Must be Exact as per Slip) Purchaser Name F4 06. Print Option L F4 (View Charge) F4 07. Use DOWN ARROW to Visit all Part Tran 08. POST all Part Trans (P F4) Finally Press F10 08. Note Down DD No / TRANID and Proceed to Printing of a Single DD
Labels: Demand Draft, Finacle steps
Tuesday, August 20, 2013
Find Account Number from Cheque If you want to check/search the account number of particular cheque, use the menu option INQACHQ.
Finacle Steps 01. INACHQ Enter 02. Enter Cheque Number Tab Sol ID F4 03. Now the account number having the same Cheque number will be displayed. Note: Sometime it may show multiple account numbers with same cheque number. Remember those accounts have cheque with same umber but with different alpha series.
Labels: Finacle steps
Sunday, August 18, 2013
Stop Payment Processing (SPP) Stop payments can be marked as per customer’s request through the menu option SPP. Stop Payment instructions for a cheque(s) can be entered only if Issue of concerned chequebook has been acknowledged by customer and is duly entered in the system. Therefore, it is necessary that cheque book should be in acknowledged status before any stop payment instructions are entered in the system. Stop Payment StepByStep 01. SPP Enter 02. S F4 A/C ID F4 03. Begin Cheque No F4 No of Leaves F4 04. Enter Party Details Name Tab Date Tab Amount 05. Tab Reason Code (Press F2 and Select from List ex. Option 2) F4 05. Option C (Charge Collection) F4 F4 06. Press F10 and send for Verification
Note: Use the option 'G' for modification of general details Stop Payment Verification 01. SPPAU Enter 02. V F4 A/c ID F4 03. Begin Cheque No F4 F4 04. Option C F4 F4 05. Press F10 06. Print Dialogue Box will appear. 07. F (Foreground) F4 Y (Print required) F4 mention no copies & Printer 08. Press F10 to generate the STOP payment confirmation letter. Inquire whether cheque is stopped or not. 01. ACM Enter 02. I F4 A/C ID F4 03. Option Q F4 04. Select the Cheque Series Ctrl+E 05. Find the cheque is marked as "Stopped" Labels: Finacle steps, SPP
Wednesday, August 14, 2013
Chequebook Maintenance (CHBM) Various cheque book maintenance related operations can be carried out using CHBM web menu option. In case of verification CHBMAU menu option should be used. Inquire Cheque Book Status 01. CHBM Enter 02. I F4 A/c Id F4 03. Select the Series Press Ctrl + E to check details
Add Acknowledgement (If chequebook earlier issued without Acknowledgement) 01. CHBM Enter 02. A (Acknowledgement) F4 A/c Id F4 03. Select the Chequebook, Shft + F4 04. Press F10 Verification 01. CHBMAU Enter 02. V F4 A/c No F4 03. Press F10 Destroy Chequebook (Single / Multiple Instruments) 01. CHBM Enter 02. A F4 A/c Id F4 03. Begin Cheque No F4 No of Leaves F4 F10 Verification 01. CHBMAU Enter 02. V F4 A/c No F4 03. Begin Cheque No F4 F10
Caution a Cheque 01. CHBM Enter 02. C F4 A/c Id F4 03. Begin Cheque No F4 No of Leaves F4 F10 Verification 01. CHBMAU Enter 02. V F4 A/c No F4 03. Begin Cheque No F4 F10 Cautioned status of a cheque can be removed using " U Undo Caution" function followed by verification.
Labels: CHBM, Finacle steps
Saturday, August 3, 2013
Customer Search (CUS) In case if you want check a customer is an exciting customer of your bank or not, to find out Customer Id of a person or to know the details, the menu option CUS can be used in Finacle (Web Mode). HCUS is the menu otion for ONS Mode of operation. Customer ID Search StepByStep 01. CUS Enter 02. Now fillup any of the relevant fields like Customer Name, Short Name, Address or Phone No 03. To get accurate result Enter more than one field Press F4 04. It may show one or more result depending upon the Data entered. 05. Select one record and Press Ctrl+E to check Customer Details 06. If there is no record in the list Press F3 and Change Data to search again
Labels: Finacle Commands, Finacle steps
Thursday, August 1, 2013
Account Lien Maintenance (ALM) One can lien certain amount in an account in Finacle which can not withdrawn unless lien is removed. Lien can be marked in account due to Income Tax Attachment Order, Garnishee Order, Margin Money or Collateral security etc. Even if a customer want load against Fixed Deposit, the FD can be marked lien as guarantor for loan. Account Lien Maintenance StepByStep 01. ALM Enter 02. A F4 AC ID F4 03. Amount (Mention amount to be Lien) Tab 04. Expiry Date (the lien will be automatically removed after the date) Tab 05. Reason (Press F2 and select from list) Tab 06. Reason (Mention detail lien reason) F10
Verification 01. ALM Enter 02. V F4 AC ID F4 Check Lien Details 03. Press F10 to complete the task
Use ACCBAL command to verify the lien amount Removing Lien (Manually) 01. ALM Enter 02. M F4 AC ID f4 03. Change the Lien amount to 0.00 04. Press F10 Verification 01. ALM Enter V F4 02. AC ID F4 Check Modified Lien Details 03. Press F10 to complete the task Labels: Finacle steps, Lien Marking
Wednesday, July 31, 2013
Activation of Dormant Account When there has been no financial activity for a long period of time, other than posting of interest, an account can be classified as dormant. Once the account turns dormant you cannot operate account like money cannot be withdrawn, cheque clearance etc. Statute of limitations usually does not apply to dormant accounts, and funds can be claimed by the owner or beneficiary at any time. Modification 01. ACM Enter M AC ID F4 02. Option S F4 F6 03. Change Account Status "D" to "A" F4 F10
Verification 01. ACM Enter V AC ID F4 02. Option S F4 F6 F4 03. Option 0 (Zero for General Details) F4 04. F6 F6 F4 Finally Press F10 to Save Labels: Finacle Commands, Finacle steps
Freezing an Account (AFSM) An account can be frozen in the following cases, viz, Court Order, Garnishee Order, Income Tax/Wealth Tax/Gift Tax attachment, Insolvency, insanity, Dispute between the account holders, death of an account holder, etc. The freezing can be of three types. Total freeze, Credit Only, Debit Only. Freeze can be done either at the account level, when only the account is frozen or at the Customer Id level, when all the accounts linked to the customer id is frozen. Menu Option: AFSM Select ‘F’ Freezing an Account StepByStep 01. AFSM Enter
02. F F4 Reason (F2 to select) F4 03. Freeze Code (T/C/D) F4 04. Ac ID Tab Move to Remark Field and Enter Remark F4 05. Press F10
Verification 01. AFSM Enter V F4 02. A/c ID F4 03. Press F10 to complete the task
Unfreeze When it is found necessary to revoke the restriction placed on the account/customer by freeze, then the same is possible by the Menu Option AFSM and selecting the Option ‘U’ for Unfreeze. The operations in the account can be resumed only after the above is verified by a different user with the requisite powers. 01. AFSM Enter 02. U F4 Ac ID F4 Shft+F4 to Select the Account 03. Press F10 and proceed for verification
Death of a Constituent When a customer is reported expired after confirming the news the following steps are undertaken. 1. If the account is with the survivorship basis (E/S, F/S, Any one of the depositor(s)/survivor(s), the balance belongs to the surviving depositor(s). 2. If the account is in the form of jointly, the balance is paid to the Nominee named or in its absence to the Survivor(s) jointly with the legal heir of the Deceased. 3. When the account in the name of a single depositor, on the death of the depositor, the amount is paid to the nominee/legal heir of the deceased.
Since the above process may some time, and it is possible that inadvertently certain operations may be put through the account. Keeping this in view the steps followed by the banks is to First, freeze the account, since after the death of a constituent the amount belongs to the legal heir. The freezing could be restricted to withdrawals (debits), Deposits (Credits) or total (both debits & credits). Subsequently after the formalities are observed the Banks unfreeze the account and the amount is paid to the Legal heir/ nominee and the account is closed.
Labels: Finacle Commands, Finacle steps
Monday, June 17, 2013
Cash Payment in Finacle (TM) Only members of cash department (cashier/Tellers/ Head Cashier) are authorised to pay cash to the customer. Cash can be paid only on the strength of written instruction on the face of a debit instrument, i.e. cheque, Draft, TD Receipt ( less than Rs 20,000/in case of DD/TD ) or any other debit voucher. Cash is also paid against Withdrawal Slip containing thereon written instruction for payment. When cheque/debit instrument is presented over the counter, the paying cashier/Teller should scrutinise the following to ensure that a. the date of the cheque is in order, i.e. it is not stale or post dated. b. the cheque is signed by the customer and it bears the signature of customer or its presentor on the reverse. c. the amount in words and figure agrees and payee’s name is written on the instrument. d. the debit voucher is signed by authorised Officer(s). e. the presentor has been properly identified if it is a Demand Draft or a Pay Order. On being satisfied with the above check points, the cheque/debit instrument is entered by the CTO/ Teller in the system, and the same is passed on to the verifying officer for Posting/ Verification. Cash Payment StepByStep (assuming the Teller has sufficient power to pass the cheque)
01. TM Enter 02. A F4 Type C Tab NP F4 03. Mention Customer A/c Id F4 04. Check Mode of operation Signature by Pressing F9 Effective Available balance in Customer A/c. 05. Mention withdrawl Amount Tab D (Debit) Tab Tab (Move to narration field) 06. Type "Cash Payment" Move to Instrument Type Field Type CHQ 07. Tab Instrument No Tab Instrument Date F4 08. With Option "E", Press Down arrow to create Credit Part Tran 09. Now Move to Debit Part Tran (customer part) using arrow. 10. Remove 'E' and type 'P' in option Press F4 to Post Part Tran 11. Use arrow to move Credit Part Tran and press F4 to post this part also 12. Press F10 and Note down the Tran ID. 16. Now stamp & sign the Cheque, take acknowledgement on reverse, mention denomination, and hand over Cash to customer Verification (By Supervisor) 01. TM Enter 02. V F4 Tran ID F4 03. Option "L' (List Part Tran) F4 F3 04. Press F10 to complete the task
Cash Payment StepByStep (assuming the Teller has no passing power) 01. TM Enter 02. A F4 Type C Tab NP F4 03. Mention Customer A/c Id F4 04. Check Mode of operation Signature by Pressing F9 Effective Available balance in Customer A/c. 05. Mention withdrawl Amount Tab D (Debit) Tab Tab (Move to narration field) 06. Type "Cash Payment" Move to Instrument Type Field Type CHQ 07. Tab Instrument No Tab Instrument Date F4 08. With Option "E", Press Down arrow to create Credit Part Tran 09. Press F10 and Note down the Tran ID and send for postingcumverification PostingcumVerification (By Supervisor) 01. TM Enter 02. M (Modify) F4 Tran ID F4 F9 (Verify Signature) F4 03. Option "L' (List Part Tran) F4 F3 04. Now Move to Debit Part Tran (customer part) using arrow. 05. Remove 'L' and type 'P' in option Press F4 to Post Part Tran 06. Use arrow key again to move Credit Part Tran and press F4 to post this part also 07. Press F10 to complete the task 08. Send the Cheque to Teller for cash payment to customer Labels: Finacle steps, TM
Issue of Cheque Book (ICHB) An user can issue a cheque book only if he is in possession of the cheque books.. In case the employee is holding say 1000 leaves of a specific inventory, say 100 lots of 10 leaves each, then the user should split his holding to 10 leaves of 100 lots and then can issue the same.. Web Menu Option: ICHB / ICHBAU Issue of Cheque Book StepByStep 01. ICHB Enter 02. I F4 A/c No F4 03. Chequebook Acknowledgement Obtained Y (Yes) F4 04. Chq Type Press F2 and Select from List (Ex. SB10) F4 05. Use Arrow Key to move and Press Shft + F4 to Select Cheque Series displayed below 06. Press F10 to save & Request for Verification
Verification 01. ICHBAU Enter 02. V F4 A/c No F4 03. Collect MICR Charge Mention Y if to collect charge else N F4 04. Press F10 Note: If a chequebook of an holding user is issued by another user, then the holding user must verify to complete the process. Thus, an inventory holder may involve either issue or verifacation of a chequebook.
Labels: Finacle steps, ICHB
Thursday, June 13, 2013
Cash Desposit in Finacle (TM) Cash transaction is one of the key activities through which a bank carries on its business. Finacle provides the facility for handling of cash. There are three types of cash transaction, viz. (a) Cash Receipt, (b) Cash Payment, and (c) Cash Remittance. Receipt of cash means depositing/ crediting of cash into Savings, Current, Term Deposit, Cash Credit, Overdraft, Loan & Office accounts. Web Menu Option: TM Receive the Deposit Slip, Cash and scrutinize slip and count cash. Next enter transaction details in Finacle. 01. TM Enter 02. A F4 Type C (cash) NR (Normal Receipt) F4 03. Mention Customer A/c Id F4 04. Mention Amount Tab C (Credit) Tab Tab (Move to narration field) 05. Type "Deposit By Cash" F4 to create the Credit Part Tran (Customer Part) 06. Being present at Specify Option Field with option "E", Press Down arrow to create Debit Part Tran, 07. Now Post all the Part Trans, Change the option 'E' to 'P'
08. Move to Credit Part Tran using arrow Press F4 Move to Debit Part Tran Press F4 09. Once all the Part Trans are posted (mark for Posting Requested message) Press F10 10. Note down the TRAN ID on the Payin Slip. . Now stamp, sign the deposit slip and give the counter foil to customer and the hook the payin slip.
Labels: Finacle steps, TM
Opening of Savings Account In Finacle, Savings account scheme has been defined under the scheme type SBA. Scheme type is a broader classification that enlists the various features governing the pattern of the scheme.
Web Menu : OAAC ONS Menu : HOAACSB Opening a SB Account StepByStep 01. OAAC Enter 02. Function O F4 Cust Id F4 03. Scheme Code F2 Scheme Type SBA F4 Select Account Type ex: SB101 Shift+F4 F4 04. Select Mode of Operation F2 Choose 'Self' Tab Location F2 Select Urban F4 05. Passbook/Statement S F4 Interest Cr Account Flag S (Original Account) F4 06. Interest Dr Account Flag S F4 Local Calender N F4 07. Frequency M (Monthly) Tab Tab 31 (date) N (in case of holiday) F4 08. Dispatch Mode 'A' F4 09. Next Inst Calc Date Dr (Last Day of the Current Month) F4 10. Next Inst Calc Date Cr (Mention Current Half Yearly End Date) F4 11. Enter Option 'S' (Scheme Details) F4 12. Select Nomination Y F4 13. Enter Option 'N' (Nomination Details) F4 Name F4 Relationship F4 14. Reg No (maintained manually at branch) F4 15. Mention Address City PIN Country Post Code Tab 16. If Minor N (if Yes then Enter DOB and Guardian details) F4 17. Now back on Main Screen, Press F10 18. System will create a Temp A/C ID (Ex: zz230337) Note down the ID and send for verification. Verification of SB Account 01. OAACAU Enter 02. V F4 Temp A/c ID F4 03. Now on General Details Option (G), Press F6 F6 F4 04. Enter Option 'S' F4 F4 05. Enter Option 'N' F4 F4 06. Finally Press F10 System may show some warning/exception like:
A/c Balance below the required minimum Introducer not Customer / New Customer Now Press F4 Authorise and it will generate 14 Digit Permanent A/C No
(Note: Modification before Verification must be done by the user who created the TEMP ID. Once account verified then Modification can be done through ACM Only) Labels: Finacle steps, OAAC, Savings Account
Tuesday, June 11, 2013
Creating a Customer ID in Finacle This is the first and foremost step for opening of an account. Whether it is a Savings Account or an Deposit / Advance Account, for any customer a ‘Customer id’ is to be created. The data required for creating the id are the customer details like name, address, age, introducer details, etc. Thus ‘Know Your Customer’ (KYC) will have to be captured while creating the ‘Customer id’. Once this is created any account opened by that customer will be linked to the particular id. Hence due care is to be taken to see that all the relevant fields are filled in correctly. The process is known as Customer Master Maintenance in Finacle which also referred as Customer Identification File (CIF). Web Menu : CUMM ONS Menu : HCUMM Creating a Customer ID for an Individual Customer Step By Step (using CUMM) 01. Type "CUMM" in menu option Enter 02. Function A (Add) F4 03. Enter Customer Title Tab Name F4 04. Type Short Name (initial 4/5 letters from main name) TAB 05. Now enter nonmandatory fields i.e type, status, group, occupation & Gender & Press F4 06. Staff N F4 (If "Y" then mention staff details) 07. Minor N F4 (If "Y" then mention Guardian details) 08. Non Resident N F4 (If "Y" then provide Passport and other details) 09. Trade Finance Y F4 (if you choose "N", the customer can not carry out Bill Transactions) 10. Address Type C F4 (C Communication Address, P Permanent Address) The address you will put here first will be printed on Account Statement and dispatching documents. 11. Fill up the Permanent Address (if different from communication address) or Employer Address (F6) 12. Once Address Entry is over Press F4. 13. Purge Allowed. "N" F4 14. Introducer Details Mention CUST ID of introducer (Press F11) or Full Name F4 15. TAX Slab TDS02 (for individual) TAB PAN No (Enter PAN NO if produced) F4 16. As the General Details (G) is completed Enter "E" (Currency Details) in Enter Option box F4 17. In Currency Details, Type INR & press down arrow to add and Press F4 18. To visit Trade Finance Details Enter "T" in option Press F4 Again Press F4 19. Inland Trade Allowed Field Y F4 20. Now Press F10 to save the details 21. Note down the Customer ID on the AOF and send it to Supervisor Authority for verification Verification of Customer ID by Supervisor or Higher Authority
01. CUMM Enter 02. V F4 Customer ID F4 (It shows general details) 03. Now Press F6 Seven times (7) to visit seven general detail pages Press F4 04. Now Verify the Currency Details E F4 Press CTRL+E to view details F4 F4 05. Verify Trade Finance Details T F4 F6 (Check Inland trade allowed) F4 06. Press F10, the system will complete the task and will show Record Verified. Note : If it displays any error then try to verify the section you have not visited. Labels: CUMM, Customer ID, Finacle steps
Sunday, June 9, 2013
Unlock a User In case the menu is locked and the user is not allowed to log into the system again, then by going through the menu option SAC we have to delete (unlock) the user. This activity can be performed by any Supervisory Staff of the branch. StepByStep 01. Type "SAC" in menu option and Press Enter 02. Type "D" in funtion field Press F4 03. Type "U" in the User field Press TAB Enter User ID in the field ex" ARUN01" Press F4 04. Now it will display the Locked User details. 05. Press SHFT+F4 to Select the User ID (* mark will appear) 06. Press F10 to complete the operation.
Labels: Finacle steps, Finacle Wiki
Saturday, June 8, 2013
Introduction Friends, here is my small effort to provide you some Basics of Finacle which anyone can use/implement in their daytoday life work areas.It is one of the Popular CBS software adopted various organisations. So, I hope my effort may help some of you. So, Bookmark the site and Keep visiting regularly for updates. Labels: Finacle, Finacle steps
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