G.R. No. 18751 PNB v Bartolome Picornell et al Related Related topic: liability of drawee; Sec 1! N"# $%&'S: Bartol Bartolome ome Picor Picornel nell! l! (nder (nder t)e in*tr in*tr(ct (ction ion of +yndm +yndman! an! 'avera avera , -ent(ra! bo()t in &eb( 1! 7/5 bale* of tobacco. %* a con*e0(ence! Picor Picornel nelll obtain obtained ed from from Nation National al Ban Ban in &eb( &eb( t)e *(m of P)p /2! 532.8/ coverin t)e val(e of t)e tobacco. "n ret(rn! )e drafted a bill of e4c)ane aain*t +yndman! 'avera , -ent(ra and in favor of t)e ban. 38 $eb 1236. $or P)p /2! 532.8/; %t t)irty day* *i)t plea*e pay t)i* r*t of e4c)ane *econd (npaid9 to t)e order of P)ilippine National Ban. -al(e received. 'o: Sre*. +N<%N! '%-=R% -=N'>R%! &alle Soler 3 y 38. Sd.9 B. Picornell? Picornell? ')e bill of e4c)ane wa* delivered delivered to t)e P)ilippine National Ban! w)ic) wa* *)ipped in t)e boat on "ldefon*o wit) t)e invoice and bill of ladin ladin of t)e tobacc tobacco! o! con*i con*ined ned to +yndma +yndman! n! 'avera avera , -ent(ra ent(ra at
pon t)e arrival of t)e tobacco at =: w)et)er or not Picornell can be )eld liable for t)e nonCpayment of t)e bill of e4c)ane +=#: =S. Picornell Picornell warranted t)e in*tr(ment a* a drawer; t)at it wo(ld be accepted (pon proper pre*entment! and paid in d(e co(r*e. %* it wa* not paid by t)e drawee +yndman! 'avera 'avera , -ent(ra9 )e became liable to t)e payment of it* val(e to PNB. ')e act of neotiatin a bill i* a diDerent contract from t)at of )avin p(rc)a*ed tobacco on be)alf of t)e rm. Picornell cannot e4empt )im*elf from re*pon*ibility by *ayin )e i* an aent of t)e rm! a* t)e *ame i* not even indicated on t)e bill.
Notice wa* iven to Picornell of t)e di*)onor of t)e bill! and t)e prote*t for nonCpayment wa* mailed to )im. PNB )a* a ri)t of reco(r*e aain*t )im beca(*e of )i* warranty. +e i* *econdarily liable on t)e in*tr(ment and (pon it* nonCpayment! )e i* liable provided t)at t)e nece**ary proceedin* on di*)onor be d(ly taen w)ic) wa* pre*ent in t)i* ca*e. Sec 1! N"#9
