synopsis, introduction, objectives, scope of financial literacyFull description
Full description
Full description
Financial literacy of college studentsFull description
Full description
Full description
Building Utilities Architecture Reviewer Architecture
Carto
sample surveyFull description
Mechanical Questionaire
survey questionaire
possible questions in ree philippinesFull description
COMPUTER LITERACY
Power Electronics ReviewerFull description
Full description
Financial education policies are broadly aimed at promoting the development of healthy, open and competitive financial markets and supporting financial stability; and that financial education policies are a necessary complement to approaches aimed at
Full description
Ancient Literacy study of this topic
Full description
healing
Functioning of democracy is replenished by the awareness of the people. Legal awareness is equally important as socio cultural awareness. Public legal education saves not only individuals but also society as a whole. Interests of the individuals and
Full description
SURVEYFull description
Media Information Literacy Course SyllabusFull description
Financial Literacy Questionnaire Understanding / Comfort: Comfort : On a scale of 1 to 5 rate your overall understanding of this subject matter and how comfortable you are making decisions about these items. 5 High level of understanding
1 Very low level of understanding
Interest / Relevance: Rate how relevant this subject matter is to you, and how interested you are in learning more. 5 Very important /relates to me
I. Credit Cards, Scores and Reports
1 Does not apply to me / no interest
2.3
Understanding Understandi ng / Comfort
4.3
Interest / Relevance
Do you know…
The difference between a credit and debit card? What are their advantages?
Why you would want a credit card?
How to dispute a credit card error? The ‘right way’ to cancel a card?
How much it costs to have a credit card? Pay a credit card off over time?
The difference between a credit report and a credit score?
How to get a free credit report? How many can you get every year? year?
What your credit report tells someone? How to fix an error in your credit report?
Why a credit score is important? How to find out your credit score?
II. Managing Money / Debt
1.6
Understanding Understandi ng / Comfort
4.3
Interest / Relevance
Do you know…
How to balance your checkbook? Do you?
Where you can get a student loan? How much debt makes sense for your education?
How to get a deferment on a student loan?
What happens if you default default on a student loan? Is filing bankruptcy a good option?
What is the best use of ‘extra’ money?
Should you keep your money in a checking account? What if the bank closes?
Page 1 of 3
III. Saving / Investing
1.3
Understanding / Comfort
4.2
Interest / Relevance
Do you know…
How much you should have in an emergency fund? Where should you keep it?
How to figure compound interest on your account? Why it ’s important?
What a 401(k), IRA and Roth IRA are? Should you have them? Can you?
The difference between stocks, bonds, and mutual fund? The advantages of each?
Should you open a stock brokerage account?
How to fill out your tax return? How to get help with your tax return?
What the term ‘dollar -cost-averaging’ means?
IV. Budgeting
2.3
Understanding / Comfort
4.2
Interest / Relevance
Do you know…
Know how to set up a personal budget? Have you?
Know what percent of your income goes toward paying for housing? Food? Clothing?
Track what you spend? Have a fund specifically set up to handle emergencies?
Know if you can afford a trip during spring break? What is the best way for you to save?
V. Insurance / Risk Management
1.5
Understanding / Comfort
4.1
Interest / Relevance
Do you know…
If you should have life insurance? If so, how much?
What your renters insurance covers? How much should you pay for it?
Which types of insurance are required by law?
If you’re healthy, why you need health insurance?
How long you can be on your parent’s insurance plan?
What happens if you get sick and don’t have health insurance ?
Page 2 of 3
VI. Home Ownership
1.8
Understanding / Comfort
4.3
Interest / Relevance
Do you know…
If it is better to rent or to buy?
If you can afford to buy a home ?
How you go about buying a home?
How do you get a home loan?
VII. Other List anything else finance related that you would like to learn more about.
Buying a car
Traveling expenses
Getting out of debt, without filing bankruptcy
Investing in CDs – What should we invest in?
What format would be the best for you to learn about these types of financial subjects? 36 %